Owner draw

Money you take out of the business for yourself. Not an expense and not salary; it reduces equity.

In Solo Superstars

Categorize the transfer to your personal account as Owner’s Draw. Because it is not an expense, net income does not fall when you pay yourself; equity does.

Example

A 3,000 transfer to personal checking: debit 3200 Owner’s Draw 3,000, credit 1010 3,000.

Codes shown are the defaults a new workspace starts with. Yours may be renamed or renumbered — check Accounting › Chart of accounts. See the full default chart.

Also called

  • draw
  • distribution
  • owner withdrawal

Related

  • 3200 Owner's Draw — Money you take out of the business for yourself. Not an expense and not salary; it reduces equity. A contra-equity account.
  • Owner's equity — What the business is worth to you on paper: what you put in, minus what you took out, plus profit kept over the years.
  • Owner-equity rollup — The year-end step that folds the year’s owner draws and estimated tax payments into Owner’s Equity so those accounts restart at zero.
  • Estimated tax — Quarterly income-tax payments owed when nobody withholds for you. The tax calendar shows the four dates.

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